![]() Part D prescription drug coverage is often included in Medicare Advantage plans.Plus, they usually offer extra benefits not covered by Original Medicare, such as vision, hearing, dental, wellness programs and disease management programs. Medicare Advantage plans provide all of the benefits of Part A and Part B coverage.You must continue to pay your Part B premium and, usually, a monthly premium for the coverage. To join a Medicare Advantage plan, you must be enrolled in both Medicare Parts A and B. This coverage is offered by private companies approved by and under contract with The Centers for Medicare and Medicaid Services (CMS). ![]() Medicare Part C, more commonly known as Medicare Advantage coverage, acts as an alternative to Parts A and B. This is where Parts C and D come into the picture. For example, Parts A and B (called Original Medicare) do not cover prescription drugs. Parts A and B together cover much of the medical care you need, but not all of it. It’s important that you sign up for Part B when you become eligible otherwise your Part B premium may be higher if you sign up late. Most people must pay a monthly premium for Part B coverage. It also helps pay for some preventive care and services Part A doesn’t cover, including physical and occupational therapy and some home health care (if these services are considered medically necessary). Medicare Part B helps cover doctors’ services and outpatient care. You should be aware that Part A does not pay all of your hospital expenses you are responsible for copayments and a deductible. For this reason, most people don’t pay a premium for Part A. During your working years, you have probably paid for Part A through payroll deductions. Typically, you become eligible for Part A when you turn 65, even if you’re still working. It also helps cover hospice and some home health care. Medicare Part A helps cover your inpatient care in hospitals and skilled nursing facilities, excluding custodial and long-term care. Part D Prescription Drug Coverage Part A - Hospital Insurance Eligibility Information & Enrollment Instructions
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